SHORT ANSWERBudget for the property plus the timing of cash requirements—not just the advertised monthly equity.
USE THIS ANSWER TOMake a decision, not collect trivia.
CHECK NEXTBudget · Location · Timing · Alternatives
BEFORE MONEY MOVESVerify current terms and documentation.
ANSWER
Detailed answer
A buyer should separate reservation, down payment/equity, balance at turnover, financing capacity, taxes/fees where applicable, fit-out or furnishing and ongoing association costs. A low monthly equity can still lead to a large turnover balance.
CONCLUSION
Decision rule
Start with the maximum monthly amount you can sustain and the cash you can produce at turnover, then work backward into properties that fit.
PROFESSIONAL REVIEW
Prepared by: CebuRealEstate.org Advisory Team · Licensed Cebu Real Estate Advisory Team
